Auto Insurance
Learn what may protect you, your vehicle, your passengers, and other drivers.
Start withLiability coverage explained
Learn About Auto InsuranceWelcome to the FIG Learning Center
Insurance explained so clearly that a fifth grader could explain it.
Start with one short lesson, learn one useful idea, and move at your own speed. You can also test what you have learned in FIG Myth Busters.
Simple enough for a fifth grader. Useful enough for every adult.
Today’s FIG lesson plan
1
Learn itRead one short explanation.
2
See itReview a simple example.
3
Try itPlay a quiz and test what you learned.
4
Ask FIGGet licensed help when you are ready.
Choose what you want to learn
Start with the protection that matters to you.
Each learning path will grow to include short lessons, simple examples, frequently asked questions, videos, transcripts, and myth-busting activities.
Home Insurance
Learn how a policy may protect your house, belongings, and personal liability.
Start withWhat is a covered loss?
Learn About Home InsuranceRenters Insurance
Learn why your landlord’s policy usually does not protect your personal belongings.
Start withWhat renters insurance protects
Learn About Renters InsuranceLife Insurance
Learn how life insurance may help protect people who depend on you financially.
Start withWhat does life insurance do?
Learn About Life InsuranceHealth Insurance
Learn how major medical plans may share the cost of doctor visits, medicine, and hospital care.
Start withPremiums, deductibles, and copayments
Learn About Health InsuranceMedicare
Learn about Original Medicare, Medicare Advantage, drug coverage, Medicare Supplement plans, and enrollment periods.
Start withThe main parts of Medicare
Learn About MedicareSupplemental Insurance
Learn how accident, cancer, critical illness, disability, and hospital indemnity coverage may work.
Start withWhat supplemental insurance does
Learn About Supplemental InsuranceBusiness and Commercial Insurance
Learn how businesses can prepare for accidents, lawsuits, property damage, cyber risks, and employee-related claims.
Start withGeneral liability made simple
Learn About Business and Commercial InsurancePet Insurance
Learn how pet insurance may help with certain eligible veterinary expenses.
Start withWaiting periods and prior conditions
Learn About Pet InsuranceDental and Vision Insurance
Learn how networks, allowances, annual limits, waiting periods, and eligible services may work.
Start withWhy dental and vision plans work differently
Learn About Dental and Vision InsuranceInsurance basics
Four words every customer should understand.
Learning these four words can make many insurance conversations much easier.
Premium
The money you pay to keep your insurance policy active.
Simple example:Think of it like paying for a membership that helps protect you.
Deductible
The amount you may have to pay before the insurance company begins helping with certain covered costs.
Simple example:If your deductible is $500, you may pay the first $500 of an eligible covered loss.
Coverage limit
The most an insurance policy may pay for a particular covered claim or benefit.
Simple example:A $25,000 limit means the policy generally cannot pay more than $25,000 for that covered limit.
Exclusion
A situation, item, person, event, or type of loss that the policy says it does not cover.
Simple example:A policy can protect against many problems without protecting against every possible problem.
And now, live from FIG Studios...
Myth Buster Showdown
Insurance rumors have entered the building. Your job is to learn the truth and send those myths home.
Complete the required achievement levels and earn a score of 80% or higher to qualify for a FIG Insurance Education Certificate.
FIG Studios presents
Myth Buster Showdown
Ten levels. Five fast questions per level. Fifteen seconds each. Learn something useful, earn rewards, and work toward your FIG educational certificate.
10Certification levels
50Questions in one attempt
80%Required for a certificate
Complete all ten levels
Answer at least 40 of 50 questions correctly to qualify for the certificate.
The FIG simplicity promise
We will not make insurance harder than it needs to be.
Plain words
When we use an insurance term, we explain what it means.
Short lessons
Learn one useful idea without reading an entire textbook.
No shame
There is no foolish question. Insurance confuses many people.
No pressure
Learn first, compare carefully, and request licensed assistance when you are ready.
Still have a question?
Ask FIG in your own words.
You do not need to know the correct insurance term. Tell us what you are trying to protect, and we will help you identify useful questions and available next steps.