Life Insurance
Learn how life insurance can help protect people who depend on you.
First lessonWhat does life insurance do?
Full lesson collection coming nextWelcome to the FIG Learning Center
Insurance explained so clearly that a fifth grader could explain it.
Start with a short lesson, learn one useful idea, and move at your own speed. No confusing sales talk and no test you have to pass.
Simple enough for a fifth grader. Useful enough for every adult.
Today’s FIG lesson plan
1
Learn itRead one short explanation.
2
Say itExplain it in your own words.
3
Try itPlay a quiz or use an example.
4
Ask FIGGet licensed help when you are ready.
Choose what you want to learn
Start with the protection that matters to you.
Each learning path will include short lessons, examples, questions, videos, transcripts, and myth-busting games.
Health Insurance
Learn how health plans share the cost of doctor visits, medicine, and hospital care.
First lessonPremiums, deductibles, and copays
Full lesson collection coming nextAuto Insurance
Learn what may protect you, your vehicle, your passengers, and other drivers.
First lessonLiability coverage explained
Full lesson collection coming nextHome Insurance
Learn how a policy may protect your house, belongings, and personal liability.
First lessonWhat is a covered loss?
Full lesson collection coming nextRenters Insurance
Learn why your landlord’s policy does not replace your personal belongings.
First lessonWhat renters insurance protects
Full lesson collection coming nextBusiness Insurance
Learn how small businesses can prepare for accidents, lawsuits, and property damage.
First lessonGeneral liability made simple
Full lesson collection coming nextPet Insurance
Learn how pet insurance may help with certain veterinary bills.
First lessonWaiting periods and prior conditions
Full lesson collection coming nextDental & Vision
Learn how allowances, networks, annual limits, and waiting periods may work.
First lessonWhy dental plans work differently
Full lesson collection coming nextInsurance basics
Four words every customer should understand.
Learning these four words makes many insurance conversations much easier.
Premium
The money you pay to keep your insurance policy active.
Simple example:Think of it like paying for a membership that helps protect you.
Deductible
The amount you may have to pay before the insurance company begins helping with certain costs.
Simple example:If the deductible is $500, you may pay the first $500 of an eligible loss.
Coverage limit
The most the insurance policy may pay for a covered claim.
Simple example:A $25,000 limit does not mean the policy can pay more than $25,000.
Exclusion
Something the policy says it does not cover.
Simple example:A policy can protect against many problems without protecting against every problem.
And now, live from FIG Studios...
Myth Buster Showdown
Insurance rumors have entered the building. Your job is to send them home.
FIG Studios presents
Myth Buster Showdown
Five fast questions. Fifteen seconds each. Learn something useful, earn rewards, and unlock your next FIG achievement.
5Questions this level
15Seconds each
500Points available per level
Every level unlocks something new
Collect medals, trophies, bonus titles, and your FIG completion certificate.
This name is stored only in this browser and is used for your educational completion certificate.
The FIG simplicity promise
We will not make insurance harder than it needs to be.
Plain words
When we use an insurance term, we explain what it means.
Short lessons
Learn one useful idea without reading an entire textbook.
No shame
There is no foolish question. Insurance confuses many people.
No pressure
Learn first. Compare second. Speak with an advisor when you are ready.
Still have a question?
Ask FIG in your own words.
You do not need to know the correct insurance term. Tell us what you are trying to protect, and we will help you identify the right questions.